Do Traffic Tickets in Pittsburgh Cause Big Rate Hikes?

Hey everyone,

I’m curious how much a single traffic ticket can really impact your insurance rates in Pittsburgh. I’ve heard that even a minor speeding ticket can stick with you for 3 years and raise your premium, while more serious violations like reckless driving can cause an even bigger spike.

The thing is, not all insurers treat tickets the same way—some are more forgiving, especially if you have an otherwise clean driving record. Taking a defensive driving course might also help offset the impact.

When I was looking at car insurance in Pittsburgh PA, I noticed some companies specifically offer safe driver rewards that can balance out a one-time mistake.

Has anyone here switched insurers after a ticket? Did it actually lower your rate?

It seems like shopping around is the best way to keep costs under control after a violation.